Confused About Medicare? Let a Local Expert Walk You Through It. For Free.
Hi, I’m Andy Childs. I help Arizona seniors find the right Medicare plan for their doctors, their prescriptions, and their budget. No jargon. No pressure. Just clear answers from someone who’s been doing this for 7 years.
- Compare Medicare Advantage, Supplement, and Part D plans side by side
- Make sure your doctors and prescriptions are covered before you enroll
- Avoid costly enrollment mistakes and late penalties
- Get one-on-one help from a licensed local broker at zero cost to you
Why Would a 27-Year-Old Know Anything About Medicare?
Good question. Here’s the short version: I started helping seniors with Medicare when I was 20 years old. Most people my age were figuring out college. I was sitting across the table from retirees, learning their stories, and helping them find plans that actually fit their lives.
Seven years later, I’ve helped hundreds of Arizona seniors compare plans, check their prescriptions, and enroll with confidence. I’m a licensed, independent broker based right here in Mesa. That means I work with multiple insurance companies, not just one. I don’t get paid more for recommending one plan over another. My only goal is finding the right fit for you.
I know Medicare can feel overwhelming. That’s exactly why I got into this work. I wanted to make it simpler. When you call me, you talk to me, not a call center, not a recording. Just a real person who will answer your questions in plain English.
Insurance Partners I Work With
As an independent broker, I compare plans from these carriers and more to find your best fit.
Four Reasons Seniors Choose Andy Over a 1-800 Number
You Get a Real Person
When you call, I answer. After you enroll, I’m still here. You’ll never be transferred to a stranger or put on hold for 45 minutes. I’m your advisor, not a call center.
Plans Matched to Your Life
I start by asking about your doctors, your prescriptions, and your budget. Then I show you plans that actually fit. Not a generic list. A real comparison built around what matters to you.
More Options, Not Fewer
Because I’m independent, I compare plans from multiple insurance companies. You see all your choices in one place so you can make an informed decision.
It Costs You Nothing
My help is completely free. I’m paid by the insurance companies, not by you. There’s no fee, no catch, and no obligation.
Not Sure Which Medicare Plan Is Right for You?
Here’s a simple breakdown of your three main options. I’ll help you figure out which one makes the most sense for your situation.
Medicare Advantage
All-in-one plans from private insurance companies. They often include hospital, doctor, prescription, and extra benefits like dental and vision. Many have a $0 monthly premium. The tradeoff: you usually need to use doctors in a network.
Medicare Supplement
Also called Medigap, these plans help cover costs that Original Medicare doesn’t pay, like copays, coinsurance, and deductibles. You can see any doctor who accepts Medicare, anywhere in the country. The tradeoff: higher monthly premiums.
Prescription Drug Plans (Part D)
Standalone plans that help lower the cost of your medications. If you choose a Medicare Supplement plan, you’ll likely need one of these too. I check your specific prescriptions to find the plan with the lowest total cost.
Not sure which path is right for you? That’s what the call is for. Call 480-296-5804
Three Simple Steps to Get the Right Medicare Plan
Everything is laid out in a simple process so you never feel lost or rushed.
Schedule a Free Call
We talk about your situation. Tell me about your doctors, your prescriptions, and what matters most to you. No paperwork. No commitment. Just a conversation.
Review Your Options Together
I compare plans from multiple carriers and show you the differences in plain English: what’s covered, what it costs, and what the tradeoffs are.
Enroll With Confidence
Choose the plan that fits and I handle the enrollment paperwork. After you’re enrolled, I stay your go-to contact for questions all year long.
Ready to talk? Most people feel relieved after the first call.
Call Andy Now: 480-296-5804Turning 65 Soon? Your Enrollment Window Is Already Open.
Medicare has a 7-month enrollment window around your 65th birthday. If you miss it, you could face late penalties that follow you for the rest of your life. I help you understand your timeline, avoid mistakes, and get enrolled on time.
Whether you’re 3 months out or 12 months away, now is the time to start planning.
Miss it and penalties can
last the rest of your life.
What Clients Are Saying
Real reviews from real people I’ve helped with Medicare
“He helped me get all the medical care I needed and so much more. He explained everything to me in a way I could understand and helped me compare the programs to each other. He actually treated me with the utmost respect and helped me to decide which plan was best for me. I would absolutely recommend Andy Childs to anyone!”
“Mr. Childs was very professional and extremely friendly, and made sure to help me every step of the way.”
“Andy is very knowledgeable about Medicare options in Arizona. He will listen to your needs and find the best plan for you. I asked him many questions that he was able to answer quickly.”
“Andy is such a great guy. Is always willing to go the extra mile for you. He does occasionally check in on you too. Dealing with insurance can be so difficult but Andy’s always in my corner willing to help. I highly recommend him for all your questions.”
“I enjoy working with him. He is a nice guy and I enjoy talking with him. He made the Medicare process easy to understand.”
Common Medicare Questions, Answered
These are the questions I hear most often. If yours isn’t here, just call me and ask.
What’s the difference between Medicare Advantage and Medicare Supplement?
Advantage plans are all-in-one with extras like dental and vision, usually with lower premiums but a doctor network. Supplement plans fill in the gaps of Original Medicare and let you see any Medicare-accepting doctor. I help you figure out which path fits your situation.
Will my doctor accept the plan?
It depends on the plan. Before recommending anything, I check which plans include your current doctors. If keeping your doctor is important, that’s the first thing we look at.
Are my prescriptions covered?
Every plan has a list of drugs it covers called a formulary. I run your medications through each plan’s formulary to find the best coverage at the lowest cost. This is one of the most important steps and I do it for you.
When should I enroll in Medicare?
Most people become eligible at 65. Your enrollment window starts 3 months before your birthday month and ends 3 months after. Missing it can mean penalties and gaps. I walk you through your specific timeline.
Is there any cost to work with a broker?
No. My help is always free. I’m paid by insurance companies when you enroll. You pay the same premium whether you use a broker or go direct. There’s no markup and no hidden fee.
I already have a plan. Can you still help?
Yes. During Open Enrollment each fall (October 15 through December 7), you can review and switch plans. I can check whether your current plan still fits or if there’s a better option for next year.
Serving the East Valley
Based in Mesa, I help Medicare-eligible residents across the East Valley. Click your city to learn more.
Gilbert
Plan comparisons, enrollment support, and ongoing guidance for Gilbert residents near Banner Gateway and Mercy Gilbert.
Learn More →Chandler
Compare Advantage, Supplement, and Part D plans with a local broker who knows the Chandler Regional network.
Learn More →Apache Junction
Enrollment help and plan reviews for AJ residents and snowbirds who need coverage that works in Arizona and back home.
Learn More →Queen Creek
Free plan comparisons and enrollment guidance for one of Arizona’s fastest-growing communities.
Learn More →Ready to Find Your Plan?
Let’s Talk.
Fill out this short form and I’ll call you at the time that works best. No pressure, no obligation. Just a helpful conversation about your Medicare options.
- Phone: 480-296-5804
- Email: andy@childs-insurance.com
- Address: 10234 E Lomita Ave, Mesa, AZ 85209
- Serving: Mesa, Gilbert, Chandler, Apache Junction, Queen Creek & nearby AZ communities
Get Your Free Medicare Review
Trusted by Arizona families · ★ 5.0 Google Rating (9 Reviews)