Turning 65 in Arizona? Check Your Doctors and Prescriptions Before You Choose a Medicare Plan.
Get free, personal help from Andy Childs, a licensed independent Medicare broker in Mesa. I’ll review your doctors, prescriptions, and timing, explain your options, and help you enroll if you want.
- I check whether your current doctors are in network
- I run every one of your prescriptions through each plan’s drug list
- I compare your options side by side and explain the tradeoffs
- You choose whether to enroll with my help or compare plans online
Licensed – AZ Dept. of Insurance Independent Broker Based in Mesa, AZ
There is no cost for this. I’m paid by the insurance company when you enroll, not by you. Your premium is exactly the same whether you use a broker or not.
Prefer to talk now? Call Andy at 480-296-5804.
Request Your Free Review
Rather book a time yourself? See my calendar →
Tell me when to call. No pressure, no obligation, no call center.
Your information is private. I will never sell your data or share it with anyone. By submitting, you consent to be contacted by Andy Childs Insurance by phone, text, or email about Medicare plans. Privacy Policy.
“He made the Medicare process easy to understand.”
— Marie Vadnais
“Always willing to go the extra mile.”
— Cee Jae
Two Mistakes I Fix Almost Every Week
“I didn’t know my doctor wasn’t covered.”
Plan networks can change, and a directory listing does not always answer every question. I verify the details that matter before you enroll, not after.
“Nobody looked at my prescriptions.”
A low premium does not always mean the lowest total cost once prescriptions are included. I run your medication list against each plan’s formulary and show you the estimated annual cost.
Medicare Basics Before Your Review
Your start date, doctors, prescriptions and travel plans all matter. Use these basics and this checklist before choosing coverage.
Start with your enrollment dates
For most people turning 65, the first enrollment window includes the three months before their birthday month, the birthday month and the three months after. Part B generally starts in your birthday month if you sign up beforehand, or the following month if you sign up during or after your birthday month. First-of-the-month birthdays and other circumstances can change your dates.
If you have coverage through current employment, check how it works with Medicare before delaying enrollment. Your enrollment dates and your choice of a private insurance plan are separate decisions.
Compare the coverage routes
Original Medicare includes Part A and Part B. You can add separate Part D drug coverage and may be able to buy a Medigap policy to help with covered out-of-pocket costs.
Medicare Advantage is a private-plan alternative. Most plans include drug coverage, and provider networks, referrals and prior authorization rules can affect your care. Medigap does not supplement Medicare Advantage.
Your checklist for comparing plans
- List your doctors and the hospitals you want to use.
- Write down each prescription, dosage and preferred pharmacy.
- Compare premiums, deductibles, copays and expected drug costs.
- Check routine care coverage wherever you spend part of the year.
- Confirm your Medicare start dates and any employer coverage end date.
You can use this checklist on your own or discuss it with me during your free review. Keep medication details and Medicare numbers out of the callback form.
Official sources: Medicare enrollment dates and Original Medicare and Medicare Advantage comparison.
What Actually Happens on the Call
1. You tell me your situation
Your doctors, your medications, whether you’re still working, whether you travel. About 15 minutes.
2. I go do the work
I take your list and check it against the plans available in your ZIP code. This part is on me, not you.
3. We go over what I found
I show you the options side by side, tell you the tradeoffs, and answer whatever you want to ask. You decide. If you’re not ready, you’re not ready.
You will talk to me. Every time.
Not a call center. Not a recording. Not someone reading from a script in another country. I’m one person in Mesa, and after you enroll I’m still the guy who picks up when you call.
Questions People Ask Me First
What does this cost me?
Nothing. I’m paid by the insurance company when you enroll. You pay the exact same premium whether you go through me or sign up on your own. The only difference is you get a real person to call.
Are you going to pressure me?
No. My job is to lay out your options clearly. Plenty of people talk to me and decide to wait, or decide to stay where they are. That’s a fine outcome.
Am I going to get hounded with calls?
You tell me when to call and I call then. If you say you’re not interested, that’s the end of it. I don’t sell or share your information with anyone, ever.
What if I’m still working past 65?
Then your timeline may look completely different, and enrolling at the wrong moment can cost you real money. This is exactly the kind of thing worth a 15 minute call before you do anything.
Ready When You Are
Your Medicare timing affects when coverage starts and whether penalties may apply. A short review can help you understand your options before you enroll.
Or if you would rather: pick a time on my calendar · call me at 480-296-5804