I Started Helping Seniors With Medicare at 20 Years Old. Here Is Why.
Most people my age were figuring out college. I was sitting across the table from retirees, learning their stories, and helping them find the right plan. Seven years later, this is still what I do every day.
The Short Version of a Long Story
My name is Andy Childs. I am 27 years old and I have spent the last 7 years helping Arizona seniors navigate Medicare. That is not a typo. I really did start at 20.
It was not the plan. I did not grow up dreaming about insurance. But when I got the opportunity to help people who were confused and overwhelmed by Medicare, something clicked. I realized I was good at breaking down complicated topics into simple language. I liked sitting with someone, hearing about their doctors and their medications, and then showing them a plan that actually made sense for their life.
Seven years later, I have helped hundreds of families across the East Valley. I have seen plans change, carriers come and go, and new rules roll out every year. Through all of it, my approach has stayed the same: listen first, explain clearly, and never push someone toward a plan that is not right for them.
“When you call me, you get me. Not a call center, not a recording, not a rotating team of strangers. Just a real person who knows your name and remembers your situation.”
I am based right here in Mesa, Arizona. I am licensed, independent, and I work with multiple insurance companies so I can compare options side by side. That means I do not get paid more for recommending one plan over another. My only incentive is helping you find the right fit.
And if your situation changes next year? I am still here. I review my clients’ plans every fall during Open Enrollment to make sure they are still getting the best deal. That is not something you get from a 1-800 number.
How I Got Here
What I Believe About Medicare Help
These are the principles behind every conversation I have with a client.
You Deserve a Real Conversation
Medicare decisions are personal. They involve your doctors, your medications, and your budget. That is not something you should figure out from a website or a TV commercial. You deserve someone who will sit with you and talk it through.
There Is No One Best Plan
The right plan depends on your situation. What works for your neighbor might not work for you. I never start with a recommendation. I start by asking questions and listening to the answers.
Help Should Be Free
I am paid by insurance companies when you enroll, not by you. You pay the same premium whether you use a broker or go directly to the carrier. There is no markup, no hidden fee, and no catch. My help is genuinely free.
The Relationship Does Not End at Enrollment
Most brokers disappear after you sign up. I do not. I check in on my clients. I review their plans every year. If something changes with your health or your coverage, I want to know so I can help.
Independence Matters
I am not employed by any insurance company. I do not have a quota for any specific plan. When I recommend something, it is because I believe it is the best option for you based on your doctors, your prescriptions, and your budget.
Simplicity Is a Feature
Medicare does not have to be confusing. Most of the confusion comes from jargon and fine print. I explain everything in plain English so you can make a decision you feel good about.
My Promise to Every Client
“He helped me get all the medical care I needed and so much more. He explained everything to me in a way I could understand and helped me compare the programs to each other. He actually treated me with the utmost respect and helped me to decide which plan was best for me. I would absolutely recommend Andy Childs to anyone!”
Ready to Talk?
Whether you are turning 65, reviewing your current plan, or helping a parent figure out their options, I am here to help. No pressure, no obligation.
Call Andy: 480-296-5804